Probable cause: Springfield man says he robbed bank to prove a point to his girlfriend

 It all started with a fight with his girlfriend, Mike Loyd told authorities.

He wanted to prove a point.

So the 30-year-old Springfield resident robbed the Bank of America branch at 633 West Kearney Wednesday, according to the probable cause affidavit.

A 2 p.m. Wednesday, July 26 preliminary hearing is scheduled for Loyd.

The allegations against Loyd are detailed in the affidavit:

On Wednesday, July 20, 2022, at approximately 11:30 a.m., an unknown white male ("LINISUB"), wearing a gray, cut-off t-shirt, with blue gym shorts, and an orange shoe on his right foot, enter the BOA, located at 633 West Kearney, Springfield, Missouri. 

The UNSUB had multiple tattoos brandished on both his left and right arms. The UNSUB approached the teller counter, presented a note to a teller, written on a white piece of printer-like paper, which was written with a pink marker or higher and it stated, "Give Your Money Now. Don't Say Anything. I Have A Partner Outside." 

The teller, who received the note will be referred to herein as D.D. D.D. took the note from the LINSUB and grabbed money from one of the teller drawers at the teller station D.D. was occupying. D.D. then handed the money and the demand note over to the UNSUB who took the money and the demand note, turned away from the teller counter, and exited the west entrance of the BOA. 

D.D. was later interviewed by investigators, at which point D.D. told investigators that during the robbery felt scared and threatened for the safety of the customers who were in the bank, while it was being robbed. 

Upon the arrival of Springfield Police Department ("SPD") investigators at the BOA, investigators learned that the UNSUB had departed in a black Dodge Ram pickup truck. At approximately 11:40 a.m., the SPD received a phone call from a person who identified themselves as Timothy Casey, at(417) 396-0840. 

Casey told the SPD that Michael Loyd, who was roommates with his girlfriend, Denise Caudill, at 2945 W. High, Lot 1, Springfield, (was the UNSUB).

Detective Patton read Loyd his Miranda rights, at which point Loyd stated he understood and was willing to answer questions without a lawyer present. 

During the interview of Loyd, Loyd admitted to robbing the BOA earlier in the day. Loyd told investigators that he robbed the bank because he and his lover, Ashley Sutton, had gotten into a fight and he wanted to "prove a point." 

Prior to robbing the BOA, Loyd wasn't sure which bank he was going to rob but he drove by the BOA and decided to pull into the parking lot, driving Caudill's black Dodge Ram. 

While in the parking lot, Loyd used a highlighter to write the demand note. The demand note was written on the back of Loyd's birth certificate. Loyd recalled writing, "Be quiet until I leave and give me all the money."

Loyd robbed the BOA by himself and did not receive any input or help from anyone else.  Loyd then went into the BOA and provided the teller the demand note. The teller then gave Loyd an unknown amount of cash and Loyd departed the BOA and got in the black Dodge Ram. Loyd departed the BOA by traveling west onto Kearney. 

Shortly after, Loyd threw his ID card and his birth certificate out the driver's side window. As Loyd was driving, he observed SPD patrol units driving with their red and blue lights activated, in the direction of the BOA. Loyd got scared and started throwing money out the window. 

Loyd was not sure on how much of the money he had disposed of because he was unsure on how much money the bank gave him. 

As Loyd was driving to Caudill's residence, he sent Caudill a text message telling her to turn the police scanner on and to report her black Dodge Ram pickup stolen. 

When Loyd arrived at Caudill's residence, Loyd changed clothes and called his lover, Ashley Sutton, to tell her what he had done. 

While speaking to SA Heath and Detective Patton, Loyd told investigators that he expected to receive prison time and he would take full responsibility for whatever punishment he was to receive.